top of page

Become a Habitat for Humanity Homeowner

Habitat for Humanity is not currently accepting applications

Build Brighter Futures

Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home.

To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over. By working with Habitat from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance, upkeep of homes, and much more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. This helps to ensure the long-term success of Habitat homeowners.

 

Applicants must either work or live in

York County.

Keys to the new home.jpg

To qualify for a Habitat for Humanity home you must:

1. Live or work in York County, Maine

2. Fall within the income guidelines

3. Being willing to complete 200-400 hours of sweat equity on the build site or at the Kennebunk Restore

4. Have a need for safe and affordable housing

Income Requirements

Household Size

1

2

3

4

5

6

Minimum Household Income

$30,000

$30,000

$32,900

$36,550

$39,500

$42,400

Maximum Household Income

$66,300

$73,080

$73,080

$73,080

$96,480

$96,480

If your household qualifies for a Habitat home Habitat will ask for a minimal fee to run a credit report for the head(s) of household. $40 for two heads of houesehold, $20 for one head of households.

Credit Check

Willingness to Partner

 

Every Habitat homeowner is a partner in Habitat's mission. Homebuyers agree to the following partnership commitments:

 

Household willing to perform minimum of 400 Sweat Equity hours for two applicants, 200 hours for single applicant.  

Completion of required homebuyer education course

Timely communication during the application process

Pay monthly mortgage on time without default

Be respectful neighbors and community members

Maintain the home and property in good order and appearance

 

Participate in Habitat events and media requests

Application Process

1.

Phase 1 Application

Complete the phase 1 application, provide proof of income and money for the credit report

2.

Committee Review

The family selection committee reviews the income and credit application. Applicants will either move to the next step of the process or will be sent a denial letter.

3.

Phase 2 Application

Applicants invited to continue the application process are invited to fill out the phase 2 application and provide required documents with a member of the family selection committee.

4.

Home Visit

A home visit is schedule to determine the need for housing and willingness to partner with Habitat.

5.

Final Committee Review

The committee will review all qualified applications. Using a comparative points system a partner family will be selected. Pending board approval.

6.

Board Review

The selected applicant's information will be presented to the Board of Directors for final review and approval. If approved the applicant becomes a Partner Family.

Applicants not initially selected may reapply at other application meetings. All information is considered confidential, and is to be used only for the purpose of selecting qualified families for homeownership.

If you have any questions please email program@habitatyorkcounty.org or call us at 985-4850

Equal-Housing-Logo.png
bottom of page