Become a Habitat for Humanity Homeowner
Habitat for Humanity is not currently accepting applications
Build Brighter Futures
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Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home.
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To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over. By working with Habitat from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance, upkeep of homes, and much more.
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Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. This helps to ensure the long-term success of Habitat homeowners.
Applicants must either work or live in
York County.
To qualify for a Habitat for Humanity home you must:
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1. Live or work in York County, Maine
2. Fall within the income guidelines
3. Being willing to complete 200-400 hours of sweat equity on the build site or at the Kennebunk Restore
4. Have a need for safe and affordable housing
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Income Requirements
Household Size
1
2
3
4
5
6
Minimum Household Income
$30,000
$30,000
$32,900
$36,550
$39,500
$42,400
Maximum Household Income
$66,300
$73,080
$73,080
$73,080
$96,480
$96,480
If your household qualifies for a Habitat home Habitat will ask for a minimal fee to run a credit report for the head(s) of household. $40 for two heads of houesehold, $20 for one head of households.
Credit Check
Willingness to Partner
Every Habitat homeowner is a partner in Habitat's mission. Homebuyers agree to the following partnership commitments:
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Household willing to perform minimum of 400 Sweat Equity hours for two applicants, 200 hours for single applicant.
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Completion of required homebuyer education course
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Timely communication during the application process
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Pay monthly mortgage on time without default
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Be respectful neighbors and community members
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Maintain the home and property in good order and appearance
Participate in Habitat events and media requests
Application Process
1.
Phase 1 Application
Complete the phase 1 application, provide proof of income and money for the credit report
2.
Committee Review
The family selection committee reviews the income and credit application. Applicants will either move to the next step of the process or will be sent a denial letter.
3.
Phase 2 Application
Applicants invited to continue the application process are invited to fill out the phase 2 application and provide required documents with a member of the family selection committee.
4.
Home Visit
A home visit is schedule to determine the need for housing and willingness to partner with Habitat.
5.
Final Committee Review
The committee will review all qualified applications. Using a comparative points system a partner family will be selected. Pending board approval.
6.
Board Review
The selected applicant's information will be presented to the Board of Directors for final review and approval. If approved the applicant becomes a Partner Family.
Applicants not initially selected may reapply at other application meetings. All information is considered confidential, and is to be used only for the purpose of selecting qualified families for homeownership.
If you have any questions please email program@habitatyorkcounty.org or call us at 985-4850
